DVA Calculator
Value averaging targets a growth path instead of a fixed buy: invest less after good months, more after bad ones, occasionally even sell. This computes the month's move.
Results (live)
Estimates only, not financial advice. All math runs in your browser; nothing you type leaves this page.
How it works
contribution = target growth − (actual value − expected value)
Worked example
Plan says grow $500/month; the market did $200 of it for you, so you contribute $300. After a crash that left you $800 behind plan, DVA asks for $1,300, which takes nerve.
FAQ
DVA versus DCA, which wins?
DVA buys more weakness and less strength, historically edging DCA's returns, but demands variable cash and discipline in crashes exactly when both are scarce.
What if it says invest more than I have?
Cap contributions at your budget and let the plan run behind. A capped DVA is still more countercyclical than plain DCA.
Related calculators
Estimates only, not financial, tax or investment advice. Verify numbers against your exchange or a professional before acting.