Inflation Hedge Calculator

The hedge question in purchasing power: after inflation eats its share, did the asset actually protect you? Cash's fate is shown alongside for motivation.

Amount

Inflation rate

Asset growth rate

Years

Results (live)

Nominal value$17,623

Real (today's dollars)$13,169

Cash under the mattress$7,473

Estimates only, not financial advice. All math runs in your browser; nothing you type leaves this page.

How it works

real value = amount × (1+growth)^y ÷ (1+inflation)^y

Worked example

$10,000 growing 12% against 6% inflation for five years is $17,623 nominal but $13,168 real. The same cash uninvested shrinks to $7,473 of today's purchasing power.

FAQ

Is Bitcoin proven as an inflation hedge?

The record is mixed short-term (2022 had high inflation and a BTC crash) and strong long-term against monetary expansion. Horizon is everything in this debate.

Why show the cash line?

Because the alternative to an imperfect hedge is usually a guaranteed loser. Context changes decisions.

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Estimates only, not financial, tax or investment advice. Verify numbers against your exchange or a professional before acting.