Crypto Compound Interest Calculator
Compounding with monthly deposits, the setup most yield strategies actually run. Watch how the growth line overtakes the contribution line somewhere in year three.
Results (live)
Estimates only, not financial advice. All math runs in your browser; nothing you type leaves this page.
How it works
each month: balance = balance × (1 + rate/12) + deposit
Worked example
$1,000 start, $100 monthly at 10% for five years: you put in $7,000 and end near $9,040. The last year alone adds more growth than the first two combined.
FAQ
Why monthly compounding?
It matches how most people actually add funds. Daily compounding changes the result by well under 1% at these rates.
Is 10% realistic in crypto?
Stablecoin lending has ranged 2-15% depending on the cycle. Higher advertised rates usually carry token-emission or platform risk that this math cannot see.
Related calculators
Estimates only, not financial, tax or investment advice. Verify numbers against your exchange or a professional before acting.