CalcMyCoin

Tax Loss Harvesting Calculator

Selling losers on purpose turns paper pain into a tax deduction against your winners. This prices the harvest before you pull the trigger.

$
$
%

Results (live)

Loss you can apply$8,000
Tax saved$1,920
Remaining taxable gains$4,000

Estimates only, not financial advice. All math runs in your browser; nothing you type leaves this page.

How it works

applied loss = min(available loss, gains)

savings = applied loss × tax rate

Worked example

Harvesting an $8,000 loss against $12,000 of gains at 24% saves $1,920 and leaves $4,000 still taxable. Rebuying immediately may trip wash-sale rules where they apply to crypto.

FAQ

Do wash-sale rules apply to crypto?

Depends on jurisdiction and year; some countries apply them, some have not yet. Selling and instantly rebuying is exactly what those rules target, so check before you do it.

Is harvesting free money?

It is a timing trade: your basis resets lower, so future gains grow by the same amount. The win is deferral and rate arbitrage, not magic.

Related calculators

Crypto Tax CalculatorFIFO/LIFO/HIFO gains estimate.Airdrop Tax CalculatorIncome at claim, gains at sale.Crypto Salary CalculatorGetting paid in crypto, valued properly.Crypto Inheritance CalculatorEstate math for digital assets.

Estimates only, not financial, tax or investment advice. Verify numbers against your exchange or a professional before acting.